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Our Services

Mercian Leasing offer a range of finance products to help with your business asset purchases or to raise cash for the everyday running of your business.

Finance Lease

  • Spread the cost of the VAT over the term of the agreement, and claim back as you pay.

  • No deposit or low deposit options.

  • Leasing can be tax efficient as repayments are counted as a business expense.

  • We also always offer the option to purchase ownership at the end of the agreement via ourselves as the 3rd Party.

Refinance

  • Raise funds on the back of assets you either own outright or already have on finance.

  • Use the funds raised for business expansion or for general cash flow.

  • A great option if you are looking for funds to purchase unusual assets or need to consolidate existing debts.

Hire Purchase

  • Terms available up to 8 years.

  • VAT only deposits, or no deposit available on non-vatable items.

  • You can claim back all the VAT paid as the deposit.

  • VAT deferrals up to 3 months available

  • Balloon terms available

  • Automatic ownership at the end of the agreement for a small fee.​

Business Loans

  • Loan products available between £5,000 and £1 million.

  • Unsecured loans up to £350,000

  • Fixed rate, monthly repayment loans

  • Terms up to 5 years

  • A great option if you are unable to get a business loan through your business banking provider

  • Loans can be used for any purpose to suit your business

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