Our Services
Mercian Leasing offer a range of finance products to help with your business asset purchases or to raise cash for the everyday running of your business.
Finance Lease
-
Spread the cost of the VAT over the term of the agreement, and claim back as you pay.
-
No deposit or low deposit options.
-
Leasing can be tax efficient as repayments are counted as a business expense.
-
We also always offer the option to purchase ownership at the end of the agreement via ourselves as the 3rd Party.
Refinance
-
Raise funds on the back of assets you either own outright or already have on finance.
-
Use the funds raised for business expansion or for general cash flow.
-
A great option if you are looking for funds to purchase unusual assets or need to consolidate existing debts.
Hire Purchase
-
Terms available up to 8 years.
-
VAT only deposits, or no deposit available on non-vatable items.
-
You can claim back all the VAT paid as the deposit.
-
VAT deferrals up to 3 months available
-
Balloon terms available
-
Automatic ownership at the end of the agreement for a small fee.
Business Loans
-
Loan products available between £5,000 and £1 million.
-
Unsecured loans up to £350,000
-
Fixed rate, monthly repayment loans
-
Terms up to 5 years
-
A great option of you are unable to get a business loan through your business banking provider
-
Loans can be used for any purpose to suit your business
