Our Services
Mercian Leasing offer a range of finance products to help with your business asset purchases or to raise cash for the everyday running of your business.
Finance Lease
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Spread the cost of the VAT over the term of the agreement, and claim back as you pay.
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No deposit or low deposit options.
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Leasing can be tax efficient as repayments are counted as a business expense.
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We also always offer the option to purchase ownership at the end of the agreement via ourselves as the 3rd Party.
Refinance
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Raise funds on the back of assets you either own outright or already have on finance.
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Use the funds raised for business expansion or for general cash flow.
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A great option if you are looking for funds to purchase unusual assets or need to consolidate existing debts.
Hire Purchase
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Terms available up to 8 years.
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VAT only deposits, or no deposit available on non-vatable items.
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You can claim back all the VAT paid as the deposit.
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VAT deferrals up to 3 months available
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Balloon terms available
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Automatic ownership at the end of the agreement for a small fee.
Business Loans
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Loan products available between £5,000 and £1 million.
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Unsecured loans up to £350,000
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Fixed rate, monthly repayment loans
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Terms up to 5 years
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A great option if you are unable to get a business loan through your business banking provider
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Loans can be used for any purpose to suit your business